yhlxj/netflix-service/src/main/java/com/cyksj/service/pay/impl/TransferFuncServiceImpl.java

package com.cyksj.service.pay.impl;

import cn.hutool.core.date.DateTime;
import cn.hutool.core.util.ObjectUtil;
import cn.hutool.core.util.StrUtil;
import cn.hutool.json.JSONObject;
import com.alipay.api.AlipayClient;
import com.alipay.api.AlipayRequest;
import com.alipay.api.AlipayResponse;
import com.alipay.api.domain.AlipayFundTransUniTransferModel;
import com.alipay.api.domain.Participant;
import com.alipay.api.request.AlipayFundTransUniTransferRequest;
import com.baomidou.mybatisplus.core.toolkit.Assert;
import com.baomidou.mybatisplus.core.toolkit.Wrappers;
import com.cyksj.common.EnvCommonService;
import com.cyksj.common.constant.Constant;
import com.cyksj.common.constant.TransferConstant;
import com.cyksj.common.exception.BusinessRuntimeException;
import com.cyksj.common.snowflake.Sequence;
import com.cyksj.common.util.Jsons;
import com.cyksj.common.util.SmsUtil;
import com.cyksj.common.util.StringUtil;
import com.cyksj.config.zfb.AliPayClientFactory;
import com.cyksj.config.zfb.ZfbProductCode;
import com.cyksj.dto.Result;
import com.cyksj.enums.GatewayResponse;
import com.cyksj.mapper.TransferAccountsRecordMapper;
import com.cyksj.mapper.UserMapper;
import com.cyksj.mapper.manage.distribute.DistributeMoneyApplyMapper;
import com.cyksj.mapper.manage.distribute.DistributePointsExchangeMoneyMapper;
import com.cyksj.mapper.manage.distribute.UserDistributeMapper;
import com.cyksj.mapper.mirrorshop.UserMirrorShopDistributeMoneyApplyMapper;
import com.cyksj.mapper.shop.YhShopDistributeMoneyApplyMapper;
import com.cyksj.mapper.shop.YhShopMapper;
import com.cyksj.model.entity.*;
import com.cyksj.model.request.ApplyMoneyReq;
import com.cyksj.model.request.TransferAccountsReq;
import com.cyksj.model.request.UserMirrorShopApplyMoneyReq;
import com.cyksj.model.request.YhShopApplyMoneyReq;
import com.cyksj.redis.RedisService;
import com.cyksj.service.distribute.UserDistributeReturnMoneyDetailService;
import com.cyksj.service.pay.TransferFuncService;
import com.cyksj.service.sys.SysConfigService;
import com.cyksj.service.user.UserBenefitsService;
import lombok.RequiredArgsConstructor;
import lombok.extern.slf4j.Slf4j;
import org.springframework.stereotype.Service;

import java.math.BigDecimal;
import java.math.RoundingMode;
import java.util.Optional;

/*
 *项目名: yhlxj
 *文件名: TransferFuncServiceImpl
 *创建者: JavaZou
 *创建时间:2023/9/20 18:55
 */
@Service
@RequiredArgsConstructor
@Slf4j
public class TransferFuncServiceImpl implements TransferFuncService {
	private static final Sequence SEQUENCE = new Sequence(0);

	private final TransferAccountsRecordMapper transferAccountsRecordMapper;

	private final YhShopMapper yhShopMapper;

	private final UserMapper userMapper;

	private final UserBenefitsService userBenefitsService;

	private final YhShopDistributeMoneyApplyMapper yhShopDistributeMoneyApplyMapper;

	private final EnvCommonService envCommonService;

	private final UserDistributeMapper userDistributeMapper;

	private final DistributePointsExchangeMoneyMapper distributePointsExchangeMoneyMapper;

	private final DistributeMoneyApplyMapper distributeMoneyApplyMapper;

	private final RedisService redisService;

	private final SysConfigService sysConfigService;

	private final UserDistributeReturnMoneyDetailService userDistributeReturnMoneyDetailService;

	private final UserMirrorShopDistributeMoneyApplyMapper userMirrorShopDistributeMoneyApplyMapper;

	@Override
	public Result distributeApply(ApplyMoneyReq applyMoneyReq) throws Exception {
		applyMoneyReq.setMType(DistributeMoneyApply.MType.ds);
		SysConfig black = sysConfigService.getOne(Wrappers.lambdaQuery(SysConfig.class)
				.eq(SysConfig::getSysKey, Constant.APPLY_MONEY_BLACK).last("limit 1"));
		if (black != null && StrUtil.isNotBlank(black.getSysValue())) {
			if (Jsons.parseList(black.getSysValue(), Long.class).contains(applyMoneyReq.getUserId())) {
				throw BusinessRuntimeException.getInstance("提现异常");
			}
		}
		String key = String.format(RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getName(), applyMoneyReq.getUserId().toString(), applyMoneyReq.getMType(), applyMoneyReq.getUserId());
		if (!redisService.setNx(key, applyMoneyReq.getUserId(), RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getTimeout())) {
			throw BusinessRuntimeException.getInstance("每2天可提现一次");
		}
		try {
			Result result = commonApplyMoney(applyMoneyReq);
			if (result.isFlag()) {
				redisService.set(key, applyMoneyReq.getUserId(), RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getTimeout());
			} else {
				redisService.del(key);
			}
			return result;
		} catch (Exception e) {
			redisService.del(key);
			throw BusinessRuntimeException.getInstance(StringUtil.getErrorMsg(e));
		}
	}

	@Override
	public Result yhShopDistributeApply(YhShopApplyMoneyReq applyMoneyReq) throws Exception {
		String type = "shop";
		String key = String.format(RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getName(), DateTime.now().toDateStr(), type, applyMoneyReq.getUserId());
		if (!redisService.setNx(key, applyMoneyReq.getUserId(), RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getTimeout())) {
			throw BusinessRuntimeException.getInstance("每天仅可提现一次");
		}
		try {
			Result result = yhShopApplyMoney(applyMoneyReq);
			if (result.isFlag()) {
				redisService.set(key, applyMoneyReq.getUserId(), RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getTimeout());
			} else {
				redisService.del(key);
			}
			return result;
		} catch (Exception e) {
			redisService.del(key);
			throw BusinessRuntimeException.getInstance(StringUtil.getErrorMsg(e));
		}
	}

	@Override
	public AlipayResponse transferAccounts(TransferAccountsReq transferAccountsReq) throws Exception {
		Long userId = transferAccountsReq.getUserId();
		String account = transferAccountsReq.getAccount();
		String name = transferAccountsReq.getName();
		BigDecimal money = transferAccountsReq.getMoney();
		String type = transferAccountsReq.getType();
		BigDecimal points = transferAccountsReq.getPoints();
		Integer channelType = transferAccountsReq.getChannelType();
		String remark = transferAccountsReq.getRemark();
		/* 生成商户转账订单号 */
		String donNo = SEQUENCE.nextId().toString();
		if (StrUtil.isEmpty(type)) {
			type = TransferConstant.ALIPAY;
		}
		if (!envCommonService.isPrdEnv()) {
			name += "xx";
		}
		Integer scope = transferAccountsReq.getScope();
		SysConfig config = sysConfigService.getOne(Wrappers.lambdaQuery(SysConfig.class)
				.eq(SysConfig::getSysKey, Constant.TAKE_MONEY_DEFAULT_ZFB)
				.last("limit 1"));
		String takeMoneyDefaultZfb = ShopConfig.DISTRIBUTE_ZFB_DEFAULT_APP_ID;
		if (config != null && StrUtil.isNotEmpty(config.getSysValue())) {
			takeMoneyDefaultZfb = config.getSysValue();
		}
		AlipayClient alipayClient = AliPayClientFactory.getAlipayClient(takeMoneyDefaultZfb);

		AlipayRequest alipayRequest = aliPayTransferAccountsRequest(donNo, account, name, money, remark);

		AlipayResponse response = alipayClient.certificateExecute(alipayRequest);
		if (response.isSuccess()) {
			log.info("支付宝转账金额:{}至用户:{}成功", money.divide(BigDecimal.valueOf(100)), userId);
			saveTransferRecord(userId, donNo, account, name, money, points, type, scope, response.getBody(), null, channelType);
			return response;
		}
		log.info("支付宝转账金额:{}至用户:{}失败", money.divide(BigDecimal.valueOf(100)), userId);
		saveTransferRecord(userId, donNo, account, name, money, points, type, scope, response.getBody(), response.getSubMsg(), channelType);
		return response;
	}

	@Override
	public Result<String> subApplyMoney(ApplyMoneyReq applyMoneyReq) throws Exception {
		applyMoneyReq.setMType(DistributeMoneyApply.MType.sub);
		return commonApplyMoney(applyMoneyReq);
	}

	@Override
	public Result<String> userMirrorShopDistributeApply(UserMirrorShopApplyMoneyReq applyMoneyReq) {
		String type = "mirrorShop";
		String key = String.format(RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getName(), DateTime.now().toDateStr(), type, applyMoneyReq.getUserId());
		if (!redisService.setNx(key, applyMoneyReq.getUserId(), RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getTimeout())) {
			throw BusinessRuntimeException.getInstance("每天仅可提现一次");
		}
		try {
			Result result = userMirrorShopApplyMoney(applyMoneyReq);
			if (result.isFlag()) {
				redisService.set(key, applyMoneyReq.getUserId(), RedisService.key.APPLY_MONEY_DAY_LIMIT_KEY.getTimeout());
			} else {
				redisService.del(key);
			}
			return result;
		} catch (Exception e) {
			redisService.del(key);
			throw BusinessRuntimeException.getInstance(StringUtil.getErrorMsg(e));
		}
	}

	private Result userMirrorShopApplyMoney(UserMirrorShopApplyMoneyReq applyMoneyReq) throws Exception {
		Long userId = applyMoneyReq.getUserId();
		User user = userMapper.selectById(userId);
		if (user == null) {
			throw BusinessRuntimeException.getInstance("请先授权登录");
		}
		Boolean isTakeAll = applyMoneyReq.getIsTakeAll();
		UserMirrorShopDistributeMoneyApply.Type type = applyMoneyReq.getType();
		if (type == null) type = UserMirrorShopDistributeMoneyApply.Type.zfb;
		if (type == UserMirrorShopDistributeMoneyApply.Type.zfb) {
			if (ObjectUtil.hasEmpty(applyMoneyReq.getAccount(), applyMoneyReq.getRealName())) {
				throw BusinessRuntimeException.getInstance("必填项不能为空");
			}
			if (applyMoneyReq.getAccount().length() > 255 || applyMoneyReq.getRealName().length() > 32) {
				throw BusinessRuntimeException.getInstance("请输入正确的账户信息");
			}
		}
		if (type == UserMirrorShopDistributeMoneyApply.Type.usdt) {
			if (StrUtil.isEmpty(applyMoneyReq.getWalletAddr())) {
				throw BusinessRuntimeException.getInstance("USDT提现钱包地址不能为空");
			}
			if (applyMoneyReq.getWalletAddr().length() > 1000) {
				throw BusinessRuntimeException.getInstance("请输入正确的钱包地址");
			}
			if (StrUtil.isNotBlank(applyMoneyReq.getRemark()) && applyMoneyReq.getRemark().length() > 512) {
				throw BusinessRuntimeException.getInstance("备注过多");
			}
			isTakeAll = true;

		}
		UserMirrorShopDistributeMoneyApply distributeMoneyApply = null;

		BigDecimal needApplyMoney = user.getMpMoney();
		BigDecimal fourHundred = BigDecimal.valueOf(4 * 10000);
		if (isTakeAll == null || !isTakeAll) {
			if (needApplyMoney.compareTo(fourHundred) > 0) {
				needApplyMoney = fourHundred;
			}
		}
		Integer update = userMapper.subUserMirrorShopMoney(user.getId(), user.getMpMoney(), needApplyMoney);
		if (update == 1) {
			distributeMoneyApply = Optional.ofNullable(distributeMoneyApply).orElse(new UserMirrorShopDistributeMoneyApply());
			distributeMoneyApply.setUserId(userId);
			distributeMoneyApply.setMoney(needApplyMoney);
			distributeMoneyApply.setAccount(applyMoneyReq.getAccount());
			distributeMoneyApply.setRealName(applyMoneyReq.getRealName());
			distributeMoneyApply.setWalletAddr(applyMoneyReq.getWalletAddr());
			distributeMoneyApply.setRemark(applyMoneyReq.getRemark());
			distributeMoneyApply.setType(applyMoneyReq.getType());
			if (isTakeAll != null && isTakeAll) {
				distributeMoneyApply.setVerifyStatus(UserMirrorShopDistributeMoneyApply.Status.verifying);
			} else {
				TransferAccountsReq req = new TransferAccountsReq();
				req.setMoney(needApplyMoney);
				req.setAccount(applyMoneyReq.getAccount());
				req.setName(applyMoneyReq.getRealName());
				req.setChannelType(2);
				req.setUserId(userId);
				req.setRemark("镜像小店提现");
				AlipayResponse alipayResponse = transferAccounts(req);
				if (alipayResponse.isSuccess()) {
					distributeMoneyApply.setVerifyStatus(UserMirrorShopDistributeMoneyApply.Status.success);
				} else {
					distributeMoneyApply.setVerifyStatus(UserMirrorShopDistributeMoneyApply.Status.fail);
					distributeMoneyApply.setReason(alipayResponse.getSubMsg());
					userBenefitsService.addMpMoney(userId, distributeMoneyApply.getMoney());
					if (StrUtil.equals(alipayResponse.getSubCode(), "SECURITY_CHECK_FAILED")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("当前支付宝提现人数较多，请稍后再试").toResult();
					}
					if (alipayResponse.getSubMsg().contains("冻结")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("目前财务清账中，48小时后可提现").toResult();
					}
					if (alipayResponse.getSubMsg().contains("余额不足")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("转账失败，请联系客服").toResult();
					}
					return GatewayResponse.FAIL.newBuilder().setMsg(alipayResponse.getSubMsg()).toResult();
				}
			}
			try {
				userMirrorShopDistributeMoneyApplyMapper.insert(distributeMoneyApply);
				//大额提现 超过400
				if (envCommonService.isPrdEnv() && distributeMoneyApply.getVerifyStatus() == UserMirrorShopDistributeMoneyApply.Status.verifying && distributeMoneyApply.getMoney().compareTo(fourHundred) > 0) {
					SmsUtil.sendLuoKey2Msg(Constant.ZK_MOBILE, "镜像小店有大额提现申请【崇宇信息】");
				}
			} catch (Exception e) {
				userBenefitsService.addMpMoney(userId, distributeMoneyApply.getMoney());
				return GatewayResponse.FAIL.newBuilder().setMsg("网络错误,请重试").toResult();
			}
			return GatewayResponse.SUCCESS.newBuilder().toResult(distributeMoneyApply);
		}
		throw BusinessRuntimeException.getInstance("系统异常,请重新提交提现申请");
	}

	private AlipayRequest aliPayTransferAccountsRequest(String donNo, String account, String name, BigDecimal money, String remark) {
		//支付宝转账
		AlipayFundTransUniTransferRequest transUniTransferRequest = new AlipayFundTransUniTransferRequest();
		//转账参数
		AlipayFundTransUniTransferModel model = new AlipayFundTransUniTransferModel();
		model.setOutBizNo(donNo);
		//单位元
		model.setTransAmount(money.divide(BigDecimal.valueOf(100)).toString());
		model.setProductCode(ZfbProductCode.TRANS_ACCOUNT_NO_PWD.getProductCode());
		model.setBizScene(TransferConstant.DIRECT_TRANSFER);
		model.setOrderTitle(remark);
		Participant payeeInfo = new Participant();
		payeeInfo.setIdentity(account);
		payeeInfo.setIdentityType(TransferConstant.ALIPAY_LOGON_ID);
		payeeInfo.setName(name);
		model.setPayeeInfo(payeeInfo);
		model.setRemark("分销提现转账");
		transUniTransferRequest.setBizModel(model);
		return transUniTransferRequest;
	}


	public void saveTransferRecord(Long userId, String donNo, String account, String name, BigDecimal money, BigDecimal points, String type, Integer scope, String body, String error, Integer channelType) throws Exception {
		TransferAccountsRecord record = new TransferAccountsRecord();
		JSONObject re = Jsons.parseObject(body, JSONObject.class);
		JSONObject response = Jsons.parseObject(re.get("alipay_fund_trans_uni_transfer_response"), JSONObject.class);
		String transactionId = response.getStr("order_id");
		String transDate = response.getStr("trans_date");
		record.setUserId(userId);
		record.setAccount(account);
		record.setName(name);
		record.setMoney(money);
		record.setType(type);
		record.setScope(scope);
		Optional.ofNullable(error).ifPresent(msg -> {
			record.setErrorMsg(msg);
			record.setStatus(0);
		});
		record.setPoints(points);
		record.setTransferOutNo(donNo);
		record.setTransactionId(transactionId);
		Optional.ofNullable(transDate).ifPresent(transferTime -> record.setTransferTime(DateTime.of(transferTime, "yyyy-MM-dd HH:mm:ss")));
		transferAccountsRecordMapper.insert(record);
	}

	public Result commonApplyMoney(ApplyMoneyReq applyMoneyReq) throws Exception {
		Long userId = applyMoneyReq.getUserId();
		User user = userMapper.selectById(userId);
		if (user == null) {
			throw BusinessRuntimeException.getInstance("请先授权登录");
		}
		if (user.getIsBlack()) throw BusinessRuntimeException.getInstance("系统检测操作异常，请稍后再试");
		Boolean isTakeAll = applyMoneyReq.getIsTakeAll();
		DistributeMoneyApply.Type type = applyMoneyReq.getType();
		if (type == null) type = DistributeMoneyApply.Type.zfb;
		if (type == DistributeMoneyApply.Type.zfb) {
			if (ObjectUtil.hasEmpty(applyMoneyReq.getAccount(), applyMoneyReq.getRealName())) {
				throw BusinessRuntimeException.getInstance("必填项不能为空");
			}
			if (applyMoneyReq.getAccount().length() > 255 || applyMoneyReq.getRealName().length() > 32) {
				throw BusinessRuntimeException.getInstance("请输入正确的账户信息");
			}
		}
		if (type == DistributeMoneyApply.Type.usdt) {
			if (StrUtil.isEmpty(applyMoneyReq.getWalletAddr())) {
				throw BusinessRuntimeException.getInstance("USDT提现钱包地址不能为空");
			}
			if (applyMoneyReq.getWalletAddr().length() > 1000) {
				throw BusinessRuntimeException.getInstance("请输入正确的钱包地址");
			}
			if (StrUtil.isNotBlank(applyMoneyReq.getRemark()) && applyMoneyReq.getRemark().length() > 512) {
				throw BusinessRuntimeException.getInstance("备注过多");
			}
			isTakeAll = true;

		}
		DistributeMoneyApply.MType mType = applyMoneyReq.getMType();
		Assert.notNull(mType, "系统异常..");
		DistributeMoneyApply distributeMoneyApply = null;
		if (type == DistributeMoneyApply.Type.pwdRed) {
			distributeMoneyApply = userDistributeMapper.selectRelationBusiness(userId);
			isTakeAll = true;
		}
//		//今日是否已提现
//		DistributeMoneyApply apply = distributeMoneyApplyMapper.selectOne(Wrappers.lambdaQuery(DistributeMoneyApply.class).eq(DistributeMoneyApply::getUserId, userId).between(DistributeMoneyApply::getCreatedTime, DateUtil.beginOfDay(DateTime.now()), DateUtil.endOfDay(DateTime.now())).last("limit 1"));
//		if (apply != null) {
//			throw BusinessRuntimeException.getInstance("今日已提现,请明日再进行操作");
//		}
		BigDecimal userPoints = null;
		BigDecimal needSubPoints = null;
		BigDecimal needApplyMoney = null;
		BigDecimal fourHundred = null;
		if (mType == DistributeMoneyApply.MType.ds) {
			userPoints = user.getPoints();
			DistributePointsExchangeMoney distributePointsExchangeMoney = distributePointsExchangeMoneyMapper.selectOne(Wrappers.lambdaQuery(DistributePointsExchangeMoney.class).orderByDesc(DistributePointsExchangeMoney::getPoints).last("limit 1"));
			BigDecimal minPoints = BigDecimal.valueOf(distributePointsExchangeMoney.getMinPoints());
			BigDecimal ratePoints = BigDecimal.valueOf(distributePointsExchangeMoney.getPoints());
			BigDecimal minMoney = distributePointsExchangeMoney.getMoney();
			if (userPoints.compareTo(minPoints) < 0) {
				throw BusinessRuntimeException.getInstance("您当前积分未达到积分门槛,无法提现");
			}
			BigDecimal num = userPoints.divide(ratePoints, 0, RoundingMode.DOWN);
			needApplyMoney = num.multiply(minMoney);
			needSubPoints = num.multiply(ratePoints);
			fourHundred = BigDecimal.valueOf(4 * 100 * 100);
			if (isTakeAll == null || !isTakeAll) {
				if (needApplyMoney.compareTo(fourHundred) > 0) {
					needApplyMoney = fourHundred;
					needSubPoints = fourHundred.divide(minMoney).multiply(ratePoints);
				}
			}
		}
		if (mType == DistributeMoneyApply.MType.sub) {
			needApplyMoney = user.getSubApplyMoney();
			if (needApplyMoney.compareTo(BigDecimal.ZERO) <= 0) {
				throw BusinessRuntimeException.getInstance("您暂无可提现金额..");
			}
		}
		Integer update = 0;
		String zfbRemark = StrUtil.EMPTY;
		if (mType == DistributeMoneyApply.MType.ds) {
			update = userMapper.subPoints(user.getId(), needSubPoints);
			zfbRemark = Constant.APPLY_MONEY_DS;
		}
		if (mType == DistributeMoneyApply.MType.sub) {
			update = userMapper.suUserSubApplyMoney(user.getId(), needApplyMoney);
			zfbRemark = Constant.APPLY_MONEY_SUB;
		}
		if (update == 1) {
			distributeMoneyApply = Optional.ofNullable(distributeMoneyApply).orElse(new DistributeMoneyApply());
			distributeMoneyApply.setUserId(userId);
			distributeMoneyApply.setPoints(needSubPoints);
			distributeMoneyApply.setMoney(needApplyMoney);
			distributeMoneyApply.setAccount(applyMoneyReq.getAccount());
			distributeMoneyApply.setRealName(applyMoneyReq.getRealName());
			distributeMoneyApply.setWalletAddr(applyMoneyReq.getWalletAddr());
			distributeMoneyApply.setRemark(applyMoneyReq.getRemark());
			distributeMoneyApply.setType(applyMoneyReq.getType());
			distributeMoneyApply.setMType(applyMoneyReq.getMType());
			if (isTakeAll != null && isTakeAll) {
				distributeMoneyApply.setVerifyStatus(DistributeMoneyApply.Status.verifying);
			} else {
				TransferAccountsReq req = new TransferAccountsReq();
				req.setMoney(needApplyMoney);
				req.setAccount(applyMoneyReq.getAccount());
				req.setName(applyMoneyReq.getRealName());
				req.setPoints(needSubPoints);
				req.setUserId(userId);
				req.setChannelType(1);
				req.setRemark(zfbRemark);
				AlipayResponse alipayResponse = transferAccounts(req);
				if (alipayResponse.isSuccess()) {
					distributeMoneyApply.setVerifyStatus(DistributeMoneyApply.Status.success);
				} else {
					distributeMoneyApply.setVerifyStatus(DistributeMoneyApply.Status.fail);
					distributeMoneyApply.setReason(alipayResponse.getSubMsg());
					if (mType == DistributeMoneyApply.MType.ds){
						userBenefitsService.addDistributePoints(userId, distributeMoneyApply.getPoints());
					}
					if (mType == DistributeMoneyApply.MType.sub) {
						userBenefitsService.addDistributeSubMoney(userId, needApplyMoney);
					}
					if (StrUtil.equals(alipayResponse.getSubCode(), "SECURITY_CHECK_FAILED")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("当前支付宝提现人数较多，请稍后再试").toResult();
					}
					if (alipayResponse.getSubMsg().contains("冻结")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("目前财务清账中，48小时后可提现").toResult();
					}
					if (alipayResponse.getSubMsg().contains("余额不足")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("转账失败，请联系客服").toResult();
					}
					return GatewayResponse.FAIL.newBuilder().setMsg(alipayResponse.getSubMsg()).toResult();
				}
			}
			try {
				distributeMoneyApplyMapper.insert(distributeMoneyApply);
				//大额提现 超过400
				if (envCommonService.isPrdEnv() && distributeMoneyApply.getVerifyStatus() == DistributeMoneyApply.Status.verifying && distributeMoneyApply.getMoney().compareTo(fourHundred) > 0) {
					SmsUtil.sendLuoKey2Msg(Constant.ZK_MOBILE, "推广有大额提现申请【崇宇信息】");
				}
				userDistributeReturnMoneyDetailService.recordDistributeReturnMoney(distributeMoneyApply.getUserId(), distributeMoneyApply.getMoney().negate(), "提现");
			} catch (Exception e) {
				userBenefitsService.addDistributePoints(userId, distributeMoneyApply.getPoints());
				return GatewayResponse.FAIL.newBuilder().setMsg("网络错误,请重试").toResult();
			}
			return GatewayResponse.SUCCESS.newBuilder().toResult(distributeMoneyApply);
		}
		throw BusinessRuntimeException.getInstance("系统异常,请重新提交提现申请");
	}

	public Result yhShopApplyMoney(YhShopApplyMoneyReq applyMoneyReq) throws Exception {
		Long userId = applyMoneyReq.getUserId();
		User user = userMapper.selectById(userId);
		if (user == null) {
			throw BusinessRuntimeException.getInstance("请先授权登录");
		}
		Boolean isTakeAll = applyMoneyReq.getIsTakeAll();
		YhShopDistributeMoneyApply.Type type = applyMoneyReq.getType();
		if (type == null) type = YhShopDistributeMoneyApply.Type.zfb;
		if (type == YhShopDistributeMoneyApply.Type.zfb) {
			if (ObjectUtil.hasEmpty(applyMoneyReq.getAccount(), applyMoneyReq.getRealName())) {
				throw BusinessRuntimeException.getInstance("必填项不能为空");
			}
			if (applyMoneyReq.getAccount().length() > 255 || applyMoneyReq.getRealName().length() > 32) {
				throw BusinessRuntimeException.getInstance("请输入正确的账户信息");
			}
		}
		if (type == YhShopDistributeMoneyApply.Type.usdt) {
			if (StrUtil.isEmpty(applyMoneyReq.getWalletAddr())) {
				throw BusinessRuntimeException.getInstance("USDT提现钱包地址不能为空");
			}
			if (applyMoneyReq.getWalletAddr().length() > 1000) {
				throw BusinessRuntimeException.getInstance("请输入正确的钱包地址");
			}
			if (StrUtil.isNotBlank(applyMoneyReq.getRemark()) && applyMoneyReq.getRemark().length() > 512) {
				throw BusinessRuntimeException.getInstance("备注过多");
			}
			isTakeAll = true;

		}
		YhShopDistributeMoneyApply distributeMoneyApply = null;
		if (type == YhShopDistributeMoneyApply.Type.pwdRed) {
			distributeMoneyApply = yhShopMapper.selectRelationBusiness(userId);
			isTakeAll = true;
		}

		BigDecimal needApplyMoney = user.getYhsMoney();
		BigDecimal fourHundred = BigDecimal.valueOf(4 * 10000);
		if (isTakeAll == null || !isTakeAll) {
			if (needApplyMoney.compareTo(fourHundred) > 0) {
				needApplyMoney = fourHundred;
			}
		}
		Integer update = userMapper.subYhsMoney(user.getId(), needApplyMoney);
		if (update == 1) {
			distributeMoneyApply = Optional.ofNullable(distributeMoneyApply).orElse(new YhShopDistributeMoneyApply());
			distributeMoneyApply.setUserId(userId);
			distributeMoneyApply.setMoney(needApplyMoney);
			distributeMoneyApply.setAccount(applyMoneyReq.getAccount());
			distributeMoneyApply.setRealName(applyMoneyReq.getRealName());
			distributeMoneyApply.setWalletAddr(applyMoneyReq.getWalletAddr());
			distributeMoneyApply.setRemark(applyMoneyReq.getRemark());
			distributeMoneyApply.setType(applyMoneyReq.getType());
			if (isTakeAll != null && isTakeAll) {
				distributeMoneyApply.setVerifyStatus(YhShopDistributeMoneyApply.Status.verifying);
			} else {
				TransferAccountsReq req = new TransferAccountsReq();
				req.setMoney(needApplyMoney);
				req.setAccount(applyMoneyReq.getAccount());
				req.setName(applyMoneyReq.getRealName());
				req.setChannelType(2);
				req.setUserId(userId);
				req.setRemark("小店提现");
				AlipayResponse alipayResponse = transferAccounts(req);
				if (alipayResponse.isSuccess()) {
					distributeMoneyApply.setVerifyStatus(YhShopDistributeMoneyApply.Status.success);
				} else {
					distributeMoneyApply.setVerifyStatus(YhShopDistributeMoneyApply.Status.fail);
					distributeMoneyApply.setReason(alipayResponse.getSubMsg());
					userBenefitsService.addYhsMoney(userId, distributeMoneyApply.getMoney());
					if (StrUtil.equals(alipayResponse.getSubCode(), "SECURITY_CHECK_FAILED")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("当前支付宝提现人数较多，请稍后再试").toResult();
					}
					if (alipayResponse.getSubMsg().contains("冻结")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("目前财务清账中，48小时后可提现").toResult();
					}
					if (alipayResponse.getSubMsg().contains("余额不足")) {
						return GatewayResponse.FAIL.newBuilder().setMsg("转账失败，请联系客服").toResult();
					}
					return GatewayResponse.FAIL.newBuilder().setMsg(alipayResponse.getSubMsg()).toResult();
				}
			}
			try {
				yhShopDistributeMoneyApplyMapper.insert(distributeMoneyApply);
				//大额提现 超过400
				if (envCommonService.isPrdEnv() && distributeMoneyApply.getVerifyStatus() == YhShopDistributeMoneyApply.Status.verifying && distributeMoneyApply.getMoney().compareTo(fourHundred) > 0) {
					SmsUtil.sendLuoKey2Msg(Constant.ZK_MOBILE, "小店店铺有大额提现申请【崇宇信息】");
				}
			} catch (Exception e) {
				userBenefitsService.addYhsMoney(userId, distributeMoneyApply.getMoney());
				return GatewayResponse.FAIL.newBuilder().setMsg("网络错误,请重试").toResult();
			}
			return GatewayResponse.SUCCESS.newBuilder().toResult(distributeMoneyApply);
		}
		throw BusinessRuntimeException.getInstance("系统异常,请重新提交提现申请");
	}
}